Car Insurance With DUI Indiana

Reader’s Question:

I live in Indianapolis, Indiana and I just want to know how long does a DUI stay on your driving record in my state?

Arnold

Indianapolis, IN

 

The official driving record in Indiana includes information on:

* Issued tickets both in Indiana and other states that are part of their reporting network.
* Accidents and/or ticket for which the motorist failed to provide proof of financial responsibility.
* Major offenses like as driving under the influence of alcohol or drugs (DUI) or being a habitual traffic violator (HTV).

It looks like that according to Indiana’s Bureau of Motor Vehicles that while points for traffic infractions will only stay active on your motor vehicle record (MVR) for two years, that traffic offenses and serious vehicular offenses, such as a DUI, continually stay on your record. You can check with the IN Bureau of Motor Vehicles to verify this information.

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Cheap Indiana Car Insurance

Reader’s Question:

If I drive without insurance in Indiana and get caught, what will be the penalties? Can you send me a cheap car insurance quote?

Tom

Fort Wayne, IN

 

According to Indiana Legislative Code 9-25-4-1 a person in Indiana may not register or operate a motor vehicle if financial responsibility (FR) is not in effect for the car. The operator of a vehicle that is without insurance in Indiana is subject to a 90 day license suspension or a year suspension if this is a subsequent violation of the FR law within three years.

Driving without car insurance in Indiana is a Class A infraction, unless you have had prior convictions for this infraction then it is considered a Class C misdemeanor. Other than getting your license suspended, the operator of an uninsured vehicle could also be assessed points according to IC 9-25-8-5. The number of points assessed shall be determined by the point study committee based on an assessment of the situation.

You may contact the IN Bureau of Motor Vehicles to get more information on penalties for driving without insurance in Indiana .