Indiana Car Insurance Rate
Reader’s Question:
I live in Fort Wayne, Indiana. I received a ticket recently and I was wondering how long does a speeding ticket remain on your record in Indiana? Is this going to affect my auto insurance rate in Fort Wayne?
Billy
Fort Wayne, IN
The Indiana Bureau of Motor Vehicles (BMV) states that points associated with a traffic violation, such as speeding, may be disregarded after two years but the offenses stay on your record since Indiana state continues to track your infractions.
If they find in Indiana that you have committed repeat moving offenses over a ten year period, IN will classify you as a habitual traffic violator. The Habitual Traffic Violator law for repeat offenders are penalized for license suspensions of five years, ten years, or life.
While points for moving violations will only stay active on your motor vehicle record (MVR) for 2 years, that traffic violations and serious vehicular offenses, such as a DUI, continually stay on your record. You may check with the Indiana BMV to verify this information.
You may verify with you car insurance company in Fort Wayne and ask them if this speeding ticket that you received will increase your auto insurance premium.
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