Indianapolis SR22

Q: My rates for Indianapolis SR22 are rising every year, and I haven’t changed a thing. Why is this?

A: One reason why Indianapolis SR22 insurance rates rise is because of the proliferation of fraud in car insurance claims. When fraud is commited more often, companies lose money and have to pass the buck on to the customer in the form of higher rates. Aside from searching for another company which has lower rates, the only thing you can do about this is do your best to make sure you aren’t a victim of fraud yourself.

One way fraud is often commited is by tricking Indianapolis SR22 policy holders into causing an accident, such as when someone who has the right of way at a stop sign signals you forward, and then drives forward themselves. In order to avoid this, you should drive defensively. Keep an eye on the cars around you, take it slow and cautiously, and keep a good distance behind other cars.

Another way fraud is often committed is in the mechanic shop. If you’re car is getting repaired, clear what repairs will be done with the mechanics ahead of time, and request an itemized bill for yourself afterwards.