SR-22 Insurance Indiana IN

Reader’s Question:

How does SR-22 insurance work here in Indiana, and how many points do I get for an OWI?

Bart

South Bend, IN

It is under the provisions of the law there in Indiana that a motorist may be subjected to chemical test to see the amount of alcohol in his blood if stopped and suspected by a traffic enforcement officer of OWI (operating a motor vehicle while intoxicated). In the event that a motorist is proven to be driving while intoxicated (this just means that the amount of alcohol in the blood of the motorist exceeds the legal limit), corresponding actions shall be taken against the motorist because in the state of Indiana, as anywhere else, this is a criminal offense.

To answer your first question, SR-22 insurance is the form of insurance that the state of Indiana utilizes in order to monitor the insurance of motorists that have had any problems – in this case, OWI-with the Bureau of Motor Vehicles there. This is also called financial responsibility insurance because this is what a motorist shows to prove that he has the state’s required minimum vehicle insurance policy. Typically, an SR-22 form is submitted to the Bureau of Motor Vehicles through an accredited vehicle insurance company that has a power of attorney on file.

Now, for your other question, according to the Indiana Bureau of Motor Vehicles, an Operating While Intoxicated offense is marked eight points in your driving record, and this will remain in your driver’s license for two years from the date of conviction.

I hope I answered your question.

Tags: DMV, DUI, DUI insurance, DWI insurance