A: While you can drop your full coverage to the minimum and still meet the requirements of your Gary IN SR22 insurance, you have to think about the fact that your financier requires you to have the collision, comprehensive, and gap coverage. If you do drop it, then your car can get repossessed. Coverages that are required for someone who is buying a car include property damage liability, bodily injury liability, comprehensive coverage, collision coverage, and gap insurance.

Even with all of these additional coverages, you can still find ways to save money on your Gary IN SR22 insurance. If you assume more risk–and vow at the same time to be very, very careful on the road-then you can see your car insurance rates plummet. In order to assume more risk, you have to raise the deductibles on your exrta coverages. If you have, say, a $1000 deducible and you get into a car accident involving your car and a tree, you will have to pay the first thousand dollars of damages, and then your car insurance company will take care of the rest. Raising it as high as you can go is best, but make sure you can handle the costs of the deductible.