If I drive without insurance in Indiana and get caught, what will be the penalties? Can you send me a cheap car insurance quote?

Tom

Fort Wayne, IN

According to Indiana Legislative Code 9-25-4-1 a person in Indiana may not register or operate a motor vehicle if financial responsibility (FR) is not in effect for the car. The operator of a vehicle that is without insurance in Indiana is subject to a 90 day license suspension or a year suspension if this is a subsequent violation of the FR law within three years.

Driving without car insurance in Indiana is a Class A infraction, unless you have had prior convictions for this infraction then it is considered a Class C misdemeanor. Other than getting your license suspended, the operator of an uninsured vehicle could also be assessed points according to IC 9-25-8-5. The number of points assessed shall be determined by the point study committee based on an assessment of the situation.

You may contact the IN Bureau of Motor Vehicles to get more information on penalties for driving without insurance in Indiana .

A: You’re never going to get cheap teen car insurance or cheap Indianapolis IN SR22 insurance, so it’s best to stop thinking of it in those terms. You can, however, get the cheapest of those insurance types available, and I’ll give you a few tips on how to do that.

First of all, since your daughter’s a teenager and thus likely to be still in school, you should check with your Indianapolis IN SR22 car insurance company to see if they offer the good student discount, and what the requirements are if they do. Standard requirements for this include a minimum age of 16, a B average or above in school, or a 3.5 grade point average, as well as status as a full time student. May vary among companies.

Also, be sure that your daughter is taking a driver’s ed class. Not only will this help her when she gets out on the road, but most car insurance companies also will apply a discount to your Indianapolis IN SR22 insurance if she does this.