Car Insurance Rate Indiana
Reader’s Question:
I recently had a speeding ticket but fortunately it was reduced to a no seat belt violation for $25 in Indiana. I was just wondering if it will go to my driving record and if it will raise my auto insurance rate in Bloomington IN? Thanks in advance!
Jasmine
Bloomington, IN
It seems like as if you had a speeding ticket that was dismissed and only a seat belt offense stayed as part of the ticket.
Like what you said, a seat belt violation is usually only cost $25 but it will likely go on your driving record. I have read somewhere that in Indiana most traffic offenses are infractions. Although an infraction is an offense against the State, it is not considered as a crime; it is only civil offense. .
Generally this type of ticket or offense will not cause your car insurance rate to increase in Indiana. But, there are some instances when it might raise your auto insurance rates if you have a high frequency of being cited for this type of violation. Also some insurers may remove any safe driver discounts which would cause your car insurance rates to rise.
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