A: First time purchasers of SR22 insurance often find it difficult to find a company that will insure hem. One of the reasons for this is that people who must file he SR22 form are extremely high risk, and many companies are not willing to assume that kind of risk.

However, many companies are. Start looking for companies which advertise themselves as high risk. Such companies charge more, but they’re also used to dealing with high risk drivers, and you’ll find it very hard to get turned down if you go to one of them.

Not to say it isn’t possible to get turned down for SR22 insurance by a high risk specialist company. Such things do occasionally happen, usually to people who were high risk before their SR22s. If this is the case, instead join the Indiana assigned risk pool, where you will definitely be insured with a random assigned company, but it will cost you.