Do I have to have auto insurance on a vehicle even if I do not use it?  What are the auto insurance laws in Indiana?

Jean

Terre Haute, IN

Normally if you have registration on your vehicle then most all states require you to continue to have insurance coverage on the car, even if you are not operating it.

If you do not want to insure a vehicle in Terre Haute, IN and it is off the public highways then verify with your state what steps to take. It will usually include turning in your license plates and registration on the car. If this is done then you can take car insurance off of the car normally without receiving penalties.

To verify what your state’s laws are regarding this contact your Department of Motor Vehicles (DMV).

When do you inform your insurance provider in you received a traffic ticket? After you receive the ticket or when you go to court? I need to find a great rate on Indiana auto insurance, where and whom should I talk to?

Robert

Elkhart, IN

At renewal typically each insurer re-underwrites your policy and/or offers a renewal rate for your auto insurance policy. At this time, you should inform them about any new traffic tickets.

There may be some insurance policy guidelines or specifications that require you to inform them of traffic violations during your insurance policy period, but that is mainly for risks or accidents that they may be responsible to help cover you.

Generally, moving violations go on your driving record, so that an insurance carrier in Elkhart, IN can see them when they run your Motor Vehicle Record (MVR), after you had plead guilty or otherwise are found guilty.