A: Indiana SR22 is mandatory insurance coverage combined with monthly insurance verification. While it is already required by law that everyone who drives carry at least a minimum amount of liability insurance, for those who have had their licenses suspended, an additional requirement is added in the form of the SR22, which is a form which has to be filed every month with the Department of Motor Vehicles by your car insurance company. If not filed, then your license will be suspended. Indiana SR22 is required for three years after the date of the initial suspension.

As for the insurance requirements involved with Indiana SR22, they are otherwise no different than what is required of any Indiana driver. If you have insurance, the minimum amount you can have and still meet the law’s requirements are twenty five thousand dollars of bodily injury per person with a maximum of fifty thousand per accident, and fifteen thousand dollars for property damage coverage. Car insurance companies suggest you get more than that.