Car Insurance Company Indiana
Reader’s Question:
How many years do moving violations remain on your driving record in Anderson, Indiana?
Frances
Anderson, IN
The state of Indiana assesses point values to different traffic violations. These points can range from two points to eight points depending on the seriousness of the infraction. Points are then place onto your driving record and stay active for 2 years from the conviction date of the violation.
The Indiana Bureau of Motor Vehicles (BMV) the points may be disregarded after 2 years but the infractions stay on your motor vehicle record since IN state continues to track your infractions. If they find you have committed repeat traffic violations over a ten year period, Indiana will classify you as a habitual traffic offender. The Habitual Traffic Violator law for repeat violators provides for suspension of license of 5 years, 10 years, or life.
Indiana Car Insurance Rate
Reader’s Question:
I live in Fort Wayne, Indiana. I received a ticket recently and I was wondering how long does a speeding ticket remain on your record in Indiana? Is this going to affect my auto insurance rate in Fort Wayne?
Billy
Fort Wayne, IN
The Indiana Bureau of Motor Vehicles (BMV) states that points associated with a traffic violation, such as speeding, may be disregarded after two years but the offenses stay on your record since Indiana state continues to track your infractions.
If they find in Indiana that you have committed repeat moving offenses over a ten year period, IN will classify you as a habitual traffic violator. The Habitual Traffic Violator law for repeat offenders are penalized for license suspensions of five years, ten years, or life.
While points for moving violations will only stay active on your motor vehicle record (MVR) for 2 years, that traffic violations and serious vehicular offenses, such as a DUI, continually stay on your record. You may check with the Indiana BMV to verify this information.
You may verify with you car insurance company in Fort Wayne and ask them if this speeding ticket that you received will increase your auto insurance premium.
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